Worker’s Compensation Non-Subscribers

Employers that Do Not have workers’ compensation insurance coverage are referred to as “non-subscribers”. Although a Texas employer may choose not to have coverage, noncovered employers must comply with certain workers ‘compensation guidelines such as:

• An employer who does not have workers’ compensation insurance (non-subscriber) must file the DWC Form-005, unless the employer’s only employees are exempt from coverage under the Texas Workers’ Compensation Act (for example, certain domestic workers, certain farm and ranch workers). 
• If an employer who terminates workers’ compensation insurance coverage, the DWC Form-005 must also be filed.
• A notice must be posted at the workplace in a common area where all employees can view notifying employees that they do not have workers’ compensation insurance. If the notice cannot be posted, a copy should be given to each new hire.
• Non-covered employers that have more than four (4) employees are required to report to the Division of Worker’s Compensation (DWC): 

1. any work-related injuries that cause an employee to miss more than one (1) day of work, 
2. all occupational illnesses, and 
3. all fatalities that occur at the workplace.

The above mentioned forms can be found at www.humanresourcesolutonsllc.com